Power is often determined by financial strength in society. The famous saying, “Money talks” has always been a way to justify special privileges just based on a person’s wealth. For centuries, Black Americans were denied the liberties to make their own money, buy property, operate businesses, and were even forced to pay different prices just because of their skin tone. Join me as we shine a Historical Spotlight on Capital Savings Bank, the very first Black-owned bank in the United States.

One of my least favorite parts of adulting is having to constantly switch up insurance providers to optimize my budget. Insurance, similar to taxes, seemingly has nothing to do with your personal actions and is often determined by factors that are completely out of your control. Random entities judge your situation and come up with arbitrary numbers that you’re obligated to pay without even giving you the option to negotiate your case or customize it to your lifestyle. It’s a pain and hassle, but shopping your insurance coverage is a necessary evil.